Why are maternity and fertility expenses not covered under MediShield Life?

MediShield Life is a basic health insurance scheme designed to protect Singaporeans against large hospitalisation bills. As general maternity and fertility treatments are not for illnesses, they fall outside of the scope of MediShield Life.

However, MediShield Life does cover the inpatient treatment of serious pregnancy and delivery complications, such as pre-eclampsia. The full list of complications that are covered can be found by using this link.

There is substantial support for general maternity and fertility expenses through Government subsidies at public hospitals, Medisave use and the Marriage & Parenthood Package. The Assisted Reproduction Treatment co-funding scheme is also available to help couples pay for Assisted Conception Procedures.

This information provided here is sourced from the MOH website.