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What is MediShield Life? How does it benefit me?



MediShield Life is a basic health insurance scheme that provides Singapore Citizens and Permanent Residents with universal and lifelong protection against large healthcare bills, regardless of age or health condition. While large healthcare bills are rare, the cost can be very high for the few among us who fall seriously ill. MediShield Life works by pooling financial resources from individuals in similar age cohorts, so we can each pay a smaller premium and not have to worry about a large healthcare bill.

MediShield Life helps to pay for large hospital bills and selected costly outpatient treatments such as dialysis and chemotherapy for cancer. It is basic because it is sized for subsidised treatment in the public hospitals.

The Government provides significant help to keep premiums affordable:

·         Premium Subsidies for the lower- to middle-income

·         Additional Merdeka Generation subsidies for all Merdeka Generation seniors

·         Special Pioneer Generation Subsidies for all Pioneer Generation seniors

·         Additional Premium Support for those who need assistance with premiums even after the above subsidies and MediSave use, and have limited family support

MediShield Life premiums can be fully paid by Medisave. Family members can also help to pay premiums for their loved ones. No Singaporean will lose MediShield Life coverage due to financial difficulties.

For more details, please refer to medishieldlife.sg

This information provided here is sourced from the MOH website.

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