How long will it take before I can utilize my money in the SRS account for investment after I have contributed it to my SRS account?

You should generally be able to utilise your SRS monies for investment once your SRS operator has confirmed the receipt of the monies (for example after it has cleared your cheque) and credited the monies to your SRS account.
You may wish to check with your SRS operator on the actual time lag between making a contribution and being able to make an SRS investment.
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