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When do I need to have an HFE letter?


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Updated by HDB
You must have a valid HFE letter when you apply to buy a flat from HDB. 

To buy a resale flat on the open market, you must have a valid HFE letter before you obtain an Option to Purchase (OTP) from a flat seller, and when both you and the seller submit the resale application to HDB.

This information is sourced from HDB


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