You can make a top up via Top up CPF accounts using PayNow QR¹.

 

You will be prompted to key in your Recipient's NRIC/CPF Account Number if you are making a top-up on another person’s behalf.

 

All applications and payments should reach CPF Board by the last day of the calendar year for it to be counted as the year’s CPF Annual Limit. Backdating of top-ups to previous years is not allowed.

 

Tax relief is only applicable to self-employed persons, based on their assessable net trade income for the year of assessment. Find out more about tax relief for self-employed persons.

 

You can find out more on which voluntary top-up is applicable to you.

 

To make cash top-ups to yourself or a loved one on another person’s behalf, you are required to be up-to-date with your MediSave payable (paid in full or on an active GIRO plan) under the Self-Employed Scheme. You may make payment for your MediSave payable via the payment modes. 

Self-employed persons who meet the eligibility criteria will continue to enjoy self-employed tax relief. However, the contributions allocated to your MediSave account will no longer be used to offset your MediSave payable (if any).

 

¹Subsequent or duplicate payments made using the same PayNow QR code will be refunded. To ensure that your cash top-ups are processed successfully, please only scan the PayNow QR code and make payment once. You will need to submit a new application each time you wish to make another top-up.