[If Patient is working and married]

MediSave Account balances are constantly changing, and your balance may go above $5,000 as you work, or with Government top-ups. If your current MediSave Account balance is below $5,000, you may apply to withdraw from your spouse’s MediSave Account to supplement your MediSave Care withdrawals. Your spouse will have to consent to the withdrawal, and your spouse’s MediSave Account balance must be more than $5,000 to be eligible for withdrawals.

[If Patient is not working but married]

If your current MediSave Account balance is below $5,000, you may wish to apply for MediSave Care and indicate that you wish to tap on your spouse’s MediSave Account to supplement your MediSave Care withdrawals. Your spouse will have to consent to the withdrawal and his/her MediSave Account balance must be more than $5,000 to be eligible for withdrawals.

[If Patient is single / divorced]

To apply for MediSave Care, you need to meet the eligibility criteria, which includes having a MediSave Account balance of more than $5,000.

For other forms of assistance, you may also wish to apply for means-tested Government assistance schemes such as the ElderFund and Home Caregiving Grant (HCG) in meeting long-term care needs. If you are still unable to pay for your care even after Government subsidies and other means of support, there are other forms of assistance such as MediFund and ComCare.