Can I still join even if I have pre-existing medical conditions and pre-existing disabilities?

You can join CareShield Life if you are not severely disabled (i.e. unable to perform 3 or more ADLs) when the scheme commences for those born in 1979 or earlier from end-2021 onwards.
Details of the application process will be provided at a later date. Some applicants may need to undergo a disability assessment. Applicants will be informed if they need a disability assessment.
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