Who is Eligible?
All Singapore Citizens and Permanent Residents, including the very old and those who have pre-existing conditions.
Please click here for more information.
A Singapore Government Agency Website
All Singapore Citizens and Permanent Residents, including the very old and those who have pre-existing conditions.
Please click here for more information.
MediShield Life is sized for subsidised treatment in public hospitals and pegged at B2/C-type wards. If you choose to stay in an A/B1-type ward or in a private hospital, you are still covered by MediShield Life. However, you will find that your MediShield Life payout will cover only a small proportion of your bill. You would need to draw from MediSave and/or cash to pay the balance.
Please click here for more information on how to make a MediShield Life Claim.
Please click here to read more on MediShield Life Benefits.
If you plan to use an A/B1-type ward in a public hospital or go to a private hospital for your future hospitalisations, you can consider purchasing a MediSave-approved private Integrated Shield Plan (IP), an insurance plan that comprises:
If you have an IP, you are already covered by MediShield Life. The premiums you pay to your private insurer already include the premiums for the MediShield Life component.
Please click here for more information.
The major insurance companies in Singapore offer a selection of Integrated Shield Plans to suit the level of coverage you require based on the type of ward or hospital you prefer to stay in. Click here for a comparison of Integrated Shield Plans.
The MediShield Life component of your Integrated Shield Plan is fully payable by MediSave.
The additional private insurance component is also payable by MediSave, but only up to the following Additional Withdrawal Limits:
Any excess would need to be paid in cash.