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I have already paid for ElderShield premiums for this year. Will I get any refund if I apply to join CareShield Life?

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The ElderShield premiums will be refunded if you join CareShield Life and your CareShield Life commencement date is in the same year as your ElderShield policy renewal.

For example, if you paid ElderShield Premiums in September 2021 (for your ElderShield policy renewal in 2021), and later joined CareShield Life in December 2021, the ElderShield premiums you have paid in September 2021 will be refunded to you.

The refund of ElderShield premiums (if any) will take place upon collection of the first CareShield Life premium.

This information provided here is sourced from the MOH website.


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