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I am an existing ElderShield insured. If I am eligible for ElderShield claims, should I claim from ElderShield or join CareShield Life?
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If you are unable to perform three or more Activities of Daily Living (i.e. have developed severe disability), and is an ElderShield insured, you should apply to claim under ElderShield so that you can receive your monthly claim payouts in a timely manner.
You will not be eligible for CareShield Life if you have developed severe disability.
This information provided here is sourced from the MOH website.
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