Will I receive subsidies even though I am insured under an Integrated Shield Plan? Do I have to downgrade my insurance plan to MediShield Life to receive subsidies?

Yes, you will still be able to receive the applicable MediShield Life subsidies (i.e. Premium Subsidies for lower- to middle-income; Pioneer Generation Subsidies; Merdeka Generation Subsidies) if you meet the eligibility criteria, even if you are insured under an Integrated Shield Plan (IP). You do not have to downgrade your plan to receive the subsidies.

IPs are made up of 2 components: (i) MediShield Life and (ii) additional private insurance coverage providing additional benefits and/or coverage (in private hospitals or Class A/B1 ward classes in public hospitals).

For holders of IPs who meet the eligibility criteria for the various subsidies, the subsidies will be applied on the MediShield Life component of their IPs.

This information provided here is sourced from the MOH website.