What is universal coverage?

Universal coverage means providing MediShield Life coverage for all Singapore Residents for life, regardless of pre-existing conditions or other circumstances that they face. With MediShield Life, all Singapore Residents will be covered regardless of their health condition and life circumstances. Those who were insured under MediShield with exclusions for pre-existing conditions, their exclusions are lifted and are now fully covered under MediShield Life.

A list of standard exclusions, such as cosmetic treatment and overseas medical treatments , will still apply under MediShield Life. All insured individuals will not be able to make claims for bills related to such exclusions.

This information provided here is sourced from the MOH website.