How will those with no income (e.g. needy, not working) be able to afford the MediShield Life and CareShield Life premiums? What if they do not have enough MediSave or do not have a MediSave account?

The Government provides Singaporeans with premium subsidies and support, such as Premium Subsidies for the lower- to middle-income, special Pioneer Generation Subsidies and Merdeka Generation subsidies. Those who are less well-off will qualify for higher Government subsidies to reduce their premium payment.

MediShield Life and CareShield Life premiums may be fully paid using your Medisave. Immediate family members such as parents and spouse, can help to use their Medisave to pay for their loved ones.

Those who are still unable to afford their MediShield Life and/or CareShield Life premiums even after Government subsidies and MediSave, and have limited family support, may apply for Additional Premium Support. The Government will send these members an application form to invite them to apply for Additional Premium Support.

No one will lose MediShield Life and CareShield Life (if applicable) coverage because of an inability to pay.

This information provided here is sourced from the MOH website.