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If I am not covered by ElderShield but want to be, how can I receive coverage?
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If you are between the ages of 40 and 65, and wish to be covered by ElderShield, please approach any ElderShield insurer (i.e. Aviva, Great Eastern or NTUC Income) to request coverage. All three insurers offer the same premiums and payouts under ElderShield. You will be required to go through a medical assessment. Your application could be rejected by the insurer if you have a pre-existing medical condition.
Once CareShield Life is made available for Singapore Citizens and Permanent Residents born in 1979 or earlier from end-2021 onwards, you may choose to join CareShield Life if you are not severely disabled. The ElderShield scheme will then be closed to new applications.
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